My Beliefs

Archive for February, 2009

Many Canadians assume they are covered through existing travel plans. A recent survey for RBC Insurance and Ipsos Reid reports that 43 per cent of travellers feel they don’t need to buy supplementary travel insurance because they believe they have sufficient coverage through employee benefits or their credit card. However, it is necessary to read the policy to know what is (and isn’t) covered Your employee benefits or credit card plan may not be as comprehensive as you think, including limiting the number of days a year you are covered, and requiring you to make upfront payments, which can add up to thousands of dollars. And in some countries, your ability to pay upfront may dictate quality of care. Other features they may not offer include emergency transportation by air ambulance, coverage extending to children, limits or restrictions on claim amounts, and certain types of medical emergencies.

“If you need an air ambulance, you need the right carrier to bring you home. Our ambulance carriers provide two screened medical crew on board,” says Turnbull. And if you don’t have air ambulance services included in your current insurance, understand the costs can be considerable.